What about a Mortgage

Find out about your mortgage options before you start looking. There's nothing more frustrating that falling in love with a home, only to find out you can’t afford it.

Mortgages are available through a number of financial institutions; your bank is only one option. Shop around for competitive rates and options.

What is a pre-approved mortgage?

It's a written commitment from a lender that you will get a mortgage for a set amount at a set interest rate, locked in for 60-120 days, depending on the lender. The commitment is subject to a financial assessment and property appraisal. This service is always free and without obligation.

Why be Pre-Approved

A pre-approved mortgage gives you an edge. Before you even start house hunting, you'll know how much you can afford, your interest rate, and your monthly payments. With your financing already mapped out, you can concentrate on finding the right home in your price range.

A pre-approved mortgage shows you're a serious buyer. Pre-approval lends strength to an offer, particularly when there may be more than one offer on the table. It can also save time as only the property needs to be appraised and assessed. You have already been. Finally, pre-approval gives you confidence and eliminates indecision as to whether you can afford it or not.